Our Mission & Vision
Building the world's most trusted enterprise financial intelligence platform
🎯 Our Mission
To democratize institutional-grade financial tools and investment services for businesses and high-net-worth individuals — delivering transparency, speed, and security in every transaction, across every border.
📌 Our Vision
To become the world's foremost enterprise fintech intelligence platform — connecting financial institutions, investors, and technology under one trusted, regulated ecosystem by 2030.
👑 Our Values
Integrity first. Every decision is guided by transparency, regulatory compliance, and the best interests of our clients. We operate with zero tolerance for fraud or financial crime.
🌎 Global Reach
Headquartered in Malaysia, we serve clients across 47+ countries through our network of licensed banking partners, custodians, and technology integrations spanning 22 global payment networks.
Our Fintech Portfolio
End-to-end fintech solutions from concept to launch
Data Privacy & Protection
Your data is protected under the highest international standards
🔒 PDPA Compliance (Malaysia)
Fully compliant with Malaysia's Personal Data Protection Act 2010 (PDPA). All personal data is processed lawfully, used only for stated purposes, and securely stored.
🇺🇮 GDPR Compliance (EU)
For European clients, we adhere to GDPR — including right to access, right to erasure, data minimization, and breach notification within 72 hours.
🔒 Data Security
- 256-bit AES encryption at rest
- TLS 1.3 in transit
- Zero-knowledge architecture
- Annual third-party security audits
- ISO 27001-aligned controls
📝 Your Rights
- Right to access your personal data
- Right to correct inaccurate data
- Right to withdraw consent
- Right to data portability
- Right to lodge complaints with JPDP
📧 Data Protection Officer: dpo@albarakha-horizon.com | Last updated: March 2026
Regulatory Licenses & Compliance
Fully licensed, regulated, and audited across multiple jurisdictions
✅ ACTIVE
Company Registration (Malaysia)
Al Barakha Horizon Sdn Bhd is registered under Malaysia's Companies Act 2016. Fully compliant with Malaysian corporate law and regulatory reporting requirements.
✅ ACTIVE
Financial Services Compliance
Operates under Bank Negara Malaysia (BNM) guidelines, adhering to AML/CFT requirements under AMLA 2001. Full KYC/CDD procedures implemented.
✅ ACTIVE
SWIFT Service Bureau
Integrated with the SWIFT network via a licensed Service Bureau, enabling secure cross-border messaging using MT/MX standards across 200+ countries.
✅ ACTIVE
ISO 8583 / PCI Compliance
Payment processing built to ISO 8583 financial transaction message standards. Card data handling follows PCI DSS guidelines.
✅ ACTIVE
Data Protection (PDPA)
Registered with the Personal Data Protection Commissioner of Malaysia. All required notifications filed under PDPA 2010.
🕐 PENDING
Securities Commission (SC) Malaysia
Application for Capital Markets Services License (CMSL) pending review with SC Malaysia for investment advisory and portfolio management services.
