GSF Digital Banking — Now Open

Banking for the
Digital Generation

A full-featured digital bank backed by Al Barakha Horizon Sdn Bhd, offering VISA Debit, GDT Digital Token, instant transfers, and globally-connected banking infrastructure.

Open an Account Online Banking Login
GSF Digital Banking Cards — Basic, Plus, Black, Infinite
Our Cards
Choose Your Card
GSF
BASIC
**** **** **** ####
CARD HOLDER NAME
VISA
DEBIT
GSF BASIC

GSF Basic

RM 0 opening  |  Free forever

  • VISA Debit Card (Virtual)
  • GDT Token Wallet
  • MYR & USD Balance
  • Online Banking Portal
  • Internal Transfers
  • Overseas Withdrawals
  • Priority Support
GSF
PLUS
GSF
GSF PLUS
VISA
DEBIT
GSF PLUS

GSF Plus POPULAR

RM 50 opening  |  RM 5/month

  • VISA Debit Card (Physical + Virtual)
  • Higher Transfer Limits
  • GDT Token Trading
  • Multi-currency Account
  • External Bank Transfers
  • Free ATM (Malaysia) x5/mo
  • Concierge Service
GSF
BLACK
GSF
GSF BLACK
VISA
DEBIT
GSF BLACK

GSF Black PREMIUM

RM 200 opening  |  RM 15/month

  • Exclusive Black Metal Card
  • Unlimited ATM Worldwide
  • GDT Token Priority Trading
  • SWIFT International Wire
  • Lounge Access (Partner)
  • Dedicated Relationship Manager
  • Travel Insurance included
GSF
INFINITE
GSF
WORLD ELITE
GSF INFINITE / WORLD ELITE

GSF Infinite ELITE

RM 500 opening  |  RM 50/month

  • Mastercard World Elite
  • Unlimited All Benefits
  • Private Banking Access
  • GDT Genesis Token Allocation
  • Priority SWIFT + Same-Day
  • Global Concierge 24/7
  • Multi-asset Portfolio Access
Digital Banking Services
Everything You Need, Digitally
🔒

OTP-Secured Login

Every login requires a one-time password sent to your registered email. Session-locked, 5-minute expiry.

📈

GDT Digital Token

Our proprietary digital token backed by GSF reserves. Transferable between accounts and to external banks.

🌐

Multi-Currency Wallets

Hold MYR, USD, and GDT simultaneously. Real-time balance tracking across all currencies.

Instant Internal Transfers

Send GDT, MYR, or USD to any GSF Digital Bank account instantly. No fees for internal transfers.

🏠

External Bank Transfers

Transfer to any Malaysian bank via IBG/DuitNow, or internationally via SWIFT. GDT convertible to fiat.

📄

KYC & Document Verification

Upload IC, passport, or proof of address securely. Verified within 2 business days by our compliance team.

💳

Virtual VISA Card

Instantly access your virtual card details in the portal. Use for online purchases worldwide.

📊

Malaysia Economic Intel

Real-time Malaysian government statistics (DOSM) integrated into your banking dashboard.

👥

Dedicated Relationship Manager

Black & Infinite cardholders get a personal banking officer. Available during business hours.

Account Opening
Opening Made Simple

Account opening is handled by our trained banking officers. Submit an inquiry below and our team will contact you within 1 business day to complete verification and activate your account.

Basic
RM 0/open
Free account, RM 0 minimum
  • Virtual VISA Debit
  • GDT Token Wallet
  • Online Banking
  • Internal Transfers
Inquire Now
Black
RM 200/open
Min. RM 5,000 deposit
  • Metal Black Card
  • Worldwide ATM
  • SWIFT Wire
  • Travel Insurance
Apply Black
Infinite
RM 500/open
Min. RM 50,000 deposit
  • Mastercard World Elite
  • Private Banking
  • GDT Genesis Tokens
  • 24/7 Concierge
Apply Elite
ⓘ Staff-Only Registration: For client security, all GSF Digital Banking accounts are opened by trained banking officers only. Clients submit an inquiry, and our officer will guide you through the process and complete KYC verification.
Networks & Partners
Globally Connected
VISA
Card Network
Mastercard
World Elite
Maybank
Local Partner
CIMB
Settlement Bank
SWIFT
International Wire
DuitNow
Real-time Payment
BNM
Bank Negara MY
GDT Token
GSF Proprietary
About Us
Who We Are

Global Server Forensic (GSF) is the digital banking arm of Al Barakha Horizon Sdn Bhd, a Malaysian financial services company specialising in enterprise-grade digital banking, payment processing, and financial intelligence solutions.

We operate a full-featured VISA and Mastercard digital banking platform with proprietary GDT (Global Digital Token) technology, enabling seamless cross-border transactions, multi-currency management, and real-time fund transfers.

Our platform is powered by IBM Open Liberty enterprise infrastructure, PCI-DSS compliant Stripe payment processing, and integrates directly with VISA Developer Platform and Malaysia's Department of Statistics (DOSM) for real-time economic intelligence.

4
Card Tiers
3
Currencies
10+
VISA APIs
100%
Digital

Company Registration

Company NameAl Barakha Horizon Sdn Bhd
Company No.202301005149
TINC 57807751050
Registered inMalaysia (SSM)
Digital Bank BrandGlobal Server Forensic (GSF)
Card NetworkVISA International / Mastercard
Payment ProcessorStripe (Live PCI-DSS)
GDT TokenGSF Proprietary Digital Token
InfrastructureIBM Open Liberty 23.0.0.12 / Java 17
Data ProtectionPDPA Malaysia Compliant
ⓘ GSF Digital Banking provides payment infrastructure and digital token services. Banking services are subject to applicable Malaysian laws and regulations. All accounts undergo KYC/AML verification per Bank Negara Malaysia guidelines.
Contact Us
Open Account / Inquiry

Submit your details and a GSF banking officer will contact you within 1 business day to discuss account opening, card selection, and KYC requirements.

Our Offices
Al Barakha Horizon Sdn Bhd
Malaysia
Email: inquiry@abhsb.com
Business Hours: Mon–Fri, 9am–6pm MYT

Account Support: Online via portal only
Security Hotline: 24/7 via secure portal
Credit Cards

GSF Credit Cards

Designed for every lifestyle — from everyday spending to premium travel and business rewards. Subject to credit assessment.

💳
BASIC CREDIT
RM 1,000
Credit limit
  • ✓ 0% annual fee Year 1
  • ✓ 1% cashback all spend
  • ✓ Contactless & online use
  • ✓ Min. income RM 24,000/yr
Apply Now
GOLD CREDIT
RM 10,000
Credit limit
  • ✓ 2% cashback all categories
  • ✓ 5x dining reward points
  • ✓ Airport lounge 2x/year
  • ✓ Min. income RM 36,000/yr
Apply Now
👑
PLATINUM CREDIT
RM 30,000
Credit limit
  • ✓ 3% cashback unlimited
  • ✓ Unlimited lounge access
  • ✓ 24/7 Concierge service
  • ✓ Min. income RM 60,000/yr
Apply Now

Credit cards subject to credit assessment, BNM guidelines, and approved by GSF Credit Committee. Minimum 21 years old. Existing GSF account holders receive priority.

Account Types

Personal & Corporate Banking

GSF Digital Bank serves both individuals and businesses of all sizes, from sole proprietors to public-listed companies.

👤
Personal Banking
For Malaysian citizens, permanent residents, and foreigners with valid work/student passes. Standard KYC with IC or passport.
  • ✓ BASIC / PLUS / BLACK / INFINITE card tiers
  • ✓ GDT Token, MYR, and USD accounts
  • ✓ Insurance, Investments, Crypto access
  • ✓ VISA Direct worldwide transfers
🏢
Corporate Banking
For SSM-registered businesses: Sdn Bhd, Bhd, Enterprise, LLP, NGO, GLC. Company registration + director IC required.
  • ✓ Multi-currency business accounts
  • ✓ Bulk payroll transfers
  • ✓ Business insurance products
  • ✓ Dedicated relationship manager
🔒 Online Banking Login